Cashback

Every product line carries a cashback rate you set (cashback_rate in basis points). The pot for a line is:

pot = unit_price x qty x cashback_rate / 10000

Cashback is funded by the merchant — it comes out of your side of the transaction, and the MDR is computed on the total minus tax and cashback.

Who earns what

Recommender — at capture. When a line matches a shopper's buy-list entry, the recommender earns their share the moment you capture.
Buyer — when they recommend. The buyer's share is deferred. It is paid when the buyer recommends the product they bought:
- purchase was attributed: they earn their share of the pot (the rest of the split),
- purchase had no recommendation: they earn 100% of the pot.

The split is a platform default (50/50 recommender/buyer) with per-country bounds, overridable per merchant by the platform team.

Cashback lifecycle

Cashback stays pending for 30 days, then lands in the user's wallet.
Refunds reduce pending cashback; cashback that has already landed is never clawed back.

Summary

GET /orgs/{id}/cashback/summary (session or API key) returns one entry per currency — never summed across currencies.

{
  "currencies": [
    {
      "currency": "USD",
      "captured_count": 128,
      "captured_minor": 1240000,
      "funded_minor": 62000,
      "social_count": 41,
      "to_buyers_minor": 21000,
      "to_recommenders_minor": 10000
    }
  ]
}

Field	Meaning
`captured_minor`	Gross volume captured
`funded_minor`	Cashback funded by the merchant
`social_count`	Captures with at least one recommender
`to_buyers_minor`	Cashback earned by buyers (recommendation bounties)
`to_recommenders_minor`	Cashback earned by recommenders